What will happen in the case of an accident while travelling by railway?
Passenger Insurance is an essential aspect of safe travel, especially when using mass transportation like Indian Railways. While accidents are unpredictable and can occur even when traveling in private vehicles, the concern deepens when one travels via government-run public transport. In such cases, the liability of compensation falls on the government. That’s where Indian Railway’s proposed Passenger Insurance plan becomes highly relevant.
Under this proposal, every train traveler will be insured for up to ₹10 lakh, ensuring financial protection during their journey. This Passenger Insurance coverage will apply only to the journey mentioned on the ticket, and the premium will be embedded in the ticket cost itself. Initially, this facility will be available for passengers who book their tickets online. Later, it is expected to extend to those purchasing tickets from counters and even to monthly pass holders.
In today’s fast-paced and safety-conscious travel environment, this move by Indian Railways is commendable. The introduction of Passenger Insurance is likely to boost passenger confidence and add another layer of reliability to railway services. With several progressive features introduced over the years, this step marks another milestone in enhancing passenger safety and trust in Indian Railways.
OPTIONAL TRAVEL INSURANCE FOR E-TICKET PASSENGERS
Disclaimer
Insurance policies are contractual obligations between the Insurance company/ies & the passenger. In case, passenger opting for insurance, the claim/liability shall be between passenger and the Insurance Company.
The Insurance Company is responsible for policy issuance and claims settlement.
All the correspondence by policy holder should be made directly with the Insurance Company on their toll free no. , official E Mail IDs or offices as mentioned in policy document. No correspondence to be made with IRCTC in this regard
IRCTC only provides linkage to transact with passenger Insurance Company through its website to take insurance cover and as such assume no responsibility or liability in respect of said policy, under any circumstances.
All information provided on the website is provided “As is“ and with no warranties.
This Policy the Schedule and any Memoranda thereon shall be considered one document and any word or expression to which a specific meaning has been attached in any of them shall bear such meaning throughout.